Top 50 Banking GK Questions for SBI Exam
Which report is published by World Bank every year?
(A) human development report
(B) world development report
(C) international finance and development report
(D) world trade development report
Correct Answer : B
Non-performing assets are those assets that are overdue for a period of more than?
(A) 90 days in interest and/or installment in term loan
(B) 90 days out of order in case of over draft or cash credit, bills purchased and bills discounted.
(C) 2 harvest seasons for advances for cultivation of short duration crops.
(D) all of the above
Correct Answer : D
High powered money is:-
(A) bank's reserves at central bank
(B) all loans and advances of banks
(C) money held by banks
(D) currency held by public and reserves with the central bank.
Correct Answer : A
The total number of stock exchanges in India is:-
(A) 21
(B) 22
(C) 23
(D) 24
Correct Answer : C
Which body regulates microfinance?
(A) RBI
(B) IBA
(C) NABARD
(D) NABARD
Correct Answer : C
Accounts are allowed to be operated by cheques in respect of:-
(A) both saving and fixed accounts
(B) saving and current accounts.
(C) current and fixed accounts.
(D) all type of accounts available.
Correct Answer : B
After how many days of non-repayment of loan installments, the loan is termed as NPA:-
(A) 120 days
(B) 180 days
(C) 90 days
(D) from the day of lapse of payment.
Correct Answer : C
Interest on savings bank account is now calculated by banks on:-
(A) minimum balance during the month
(B) minimum balance from 7th to last day of the month
(C) maximum balance during the month
(D) daily product basis
Correct Answer : D
Which of the following is not considered a money market instrument?
(A) treasury bills
(B) repurchase agreement
(C) commercial paper
(D) shares and bonds
Correct Answer : C
Committee related with the merger of RRbs with their sponsor bank is:-
(A) Khusro committee
(B) khan committee
(C) malegam committee
(D) narsimhan committee
Correct Answer : A